Agency liability for failure to comply, damages and equitable relief
If a credit reporting agency knowingly breaks the rules in this law, it has to pay the person it hurt. That includes any money the person lost because of the mistake, plus the cost of going to court and lawyer fees. A court can also order the agency to fix the person's credit report and take steps to stop it from breaking the rules again.
407.1384. Agency for failure to comply, and . — 1. Any that fails to comply with the of sections 407.1380 to 407.1384 shall be to the who is subject to the in an amount equal to:
(1) Any by the consumer due to such failure; and
(2) Any and fees assessed in maintaining the , as well as reasonable .
2. In addition to the foregoing monetary sums, a court, upon request of the damaged consumer, shall such equitable relief as may be necessary to restore the damaged consumer's and to discourage future violations of sections 407.1380 to 407.1384 by the consumer credit reporting agency.
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Source & history notes
(L. 2008 H.B. 1384 and H.B. 2157)
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