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Consumer Protection
RSMo 407.1385effective 28 Aug 2008

Processing of applications for credit

In plain English

If a business cannot check someone's credit report because of a security freeze, the business does not break any law — even if it misses a deadline for processing a credit application.

Word-for-word law

407.1385. Processing of s for — effect of . — It shall not be considered a violation of any law that requires an application for credit to be processed within a specified time frame if a is unable to meet this time frame because of inability to access a due to a security freeze.

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Source & history notes

(L. 2008 H.B. 1384 and H.B. 2157)

View official source

Legal information, not legal advice. Always confirm with the official source at revisor.mo.gov.

RSMo 407.1385: Processing of applications for credit | KnowMo Laws