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Consumer Protection
RSMo 407.2025effective 28 Aug 2023

Products, offered, sold or given, when

In plain English

This law says that special financial protection products for cars can be sold or given to people in Missouri. If someone is charged for one of these products, that cost must be listed separately and does not count as interest. Also, a person cannot be forced to buy or finance one of these products just to get a car loan or lease — but sellers can offer them for free or at a discount when someone buys other things.

Word-for-word law

407.2025. Products, offered, sold or given, when — charges for, separately stated — . — 1. may be offered, sold, or given to s in this state in with sections 407.2020 to 407.2090.

2. Any amount charged or financed for a shall be separately stated and shall not be considered a or interest.

3. Any extension of credit, , or terms of the related motor vehicle sale or shall not be upon the consumer's payment for or financing of any charge for a motor vehicle financial protection product, except that motor vehicle financial protection products may be discounted or given at no charge in connection with the purchase of other .

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Source & history notes

(L. 2023 S.B. 398)

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Legal information, not legal advice. Always confirm with the official source at revisor.mo.gov.

RSMo 407.2025: Products, offered, sold or given, when | KnowMo Laws