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Consumer Protection
RSMo 407.2055effective 28 Aug 2023

Debt waivers exempt, when

In plain English

Debt waivers from banks or credit unions that follow state or federal rules do not have to follow certain Missouri consumer protection laws. Also, those same laws do not apply when a debt waiver is part of a business deal rather than a personal one.

Word-for-word law

407.2055. Debt waivers , when. — 1. Debt waivers offered by state or federal banks or unions in with applicable state or federal law shall be exempt from the of sections 407.2020 to 407.2090.

2. The provisions of sections 407.2045 and 407.2080 shall not apply to debt waivers offered in connection with commercial transactions.

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Source & history notes

(L. 2023 S.B. 398)

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Legal information, not legal advice. Always confirm with the official source at revisor.mo.gov.

RSMo 407.2055: Debt waivers exempt, when | KnowMo Laws