Protection of credit card account numbers, penalty, exceptions
When a store gives a customer a receipt for a credit card purchase, the receipt cannot show more than the last five digits of the credit card number. Someone who breaks this rule on purpose gets an infraction the first time, and a class A misdemeanor for any time after that. There is an exception if the receipt is handwritten or hand-stamped — in that case, only the store's own copy of the receipt can show more than five digits.
Classifications stated in the statute. Actual outcomes vary.
407.433. Protection of card account numbers, , exceptions — , applicability. — 1. No person, other than the , shall disclose more than the last five digits of a credit card account number on any sales receipt provided to the cardholder for sold in this state.
2. Any person who violates this section is guilty of an and any second or of this section is a .
3. It shall not be a violation of * 1 of this section if:
(1) The sole means of recording the credit card number is by handwriting or, prior to January 1, 2005, by an of the credit card; and
(2) For handwritten or imprinted copies of credit card receipts, only the 's copy of the receipt lists more than the last five digits of the account number.
4. This section shall become effective on January 1, 2003, and applies to any cash or other machine or device that prints or imprints receipts of credit card transactions and which is placed into on or after January 1, 2003. Any cash register or other machine or device that prints or imprints receipts on credit card transactions and which is placed in service prior to January 1, 2003, shall be subject to the of this section on or after January 1, 2005.
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Source & history notes
(L. 2002 S.B. 895, A.L. 2003 H.B. 221 merged with S.B. 292 merged with S.B. 346, A.L. 2018 H.B. 1832) *Words "subdivision (1) of" appear in original rolls, but subdivisions of subsection 1 were deleted by H.B. 1832, 2018.
Legal information, not legal advice. Always confirm with the official source at revisor.mo.gov.