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Theft & Fraud
RSMo 570.220effective 01 Jan 2017

Check kiting

In plain English

Check kiting is when someone tries to steal money from a bank by writing a bad check, then covering it with another bad check. Both checks are written on accounts that don't have enough real money in them. This is a class E felony, which is a serious crime.

Penalties named in this law
class E felonyup to 4 years in prison

Classifications stated in the statute. Actual outcomes vary.

Word-for-word law

570.220. defined — . — 1. A person commits the of check kiting if he or she, with , obtains money from a by drawing a check against an account in which there is not sufficient collected funds to pay the check and, he or she to cover that check by ing in such account another check drawn against insufficient collected funds.

2. For purposes of this section, the term "collected funds" means that portion of a deposit account representing checks and other credits as to which the has directly and affirmatively that payment has been made or, in the alternative, with respect to checks as to which at least ten business days have elapsed, without of the checks, since presentation for payment.

3. The offense of check kiting is a .

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Source & history notes

(L. 1985 H.B. 408 § 570.210, A.L. 2014 S.B. 491) Effective 1-01-17

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Legal information, not legal advice. Always confirm with the official source at revisor.mo.gov.

RSMo 570.220: Check kiting | KnowMo Laws