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RSMo 303.041effective 01 Jan 2024

Failure to maintain financial responsibility

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In plain English

If Missouri finds out that a car owner or driver did not have the required car insurance, the state can suspend their driver's license and/or car registration. The state mails a notice 33 days before the suspension starts. The person has a right to ask for a hearing to fight it. If someone gets insurance after they are caught, or sells the car, that usually does not stop the suspension from happening.

Word-for-word law

303.041. Failure to maintain — notice, procedure, contents — of and — request for , right, effect — subsequent acquisition of financial responsibility, effect — duration of suspension, fee. — 1. If the that the owner or of a motor vehicle has not maintained the financial responsibility as required in this chapter, the director shall thirty-three days after mailing notice, the of the owner or operator and/or the registration of the vehicle failing to meet such requirement. The notice of suspension shall be mailed to the person at the last known address shown on the 's records. The notice of suspension is received three days after mailing. The notice of suspension shall clearly specify the reason and for the suspension and the of the suspension, the right of the person to request a hearing, the procedure for requesting a hearing, and the date by which that request for a hearing must be made. If the request for a hearing is received by the department prior to the effective date of the suspension, the effective date of the suspension be until a is issued following the hearing.

2. Except as otherwise provided by law, neither the fact that subsequent to the date of or , the owner acquired the required policy nor the fact that the owner terminated ownership of the motor vehicle, shall have any bearing upon the director's decision to suspend. Until it is terminated, the suspension shall remain in force after the registration is renewed or a new registration is acquired for the motor vehicle. The suspension also shall apply to any motor vehicle to which the owner transfers the registration. Effective January 1, 2000, the department shall not extend any suspension for failure to pay a this .

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Source & history notes

(L. 1986 S.B. 424, A.L. 1999 S.B. 19, A.L. 2000 H.B. 1797, A.L. 2001 S.B. 267, A.L. 2022 H.B. 2168) Effective 1-01-24, see § 303.039

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Legal information, not legal advice. Always confirm with the official source at revisor.mo.gov.

RSMo 303.041: Failure to maintain financial responsibility | KnowMo Laws