If a business cannot check someone's credit report because of a security freeze, the business does not break any law — even if it misses a deadline for processing a credit application.
407.1385. Processing of s for — effect of . — It shall not be considered a violation of any law that requires an application for credit to be processed within a specified time frame if a is unable to meet this time frame because of inability to access a due to a security freeze.
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Source & history notes
(L. 2008 H.B. 1384 and H.B. 2157)
Related Missouri laws
Agency liability for failure to comply, damages and equitable relief
RSMo 407.1384
Security freeze may be requested, when
RSMo 407.1382
Definitions
RSMo 407.1380
Merchandising practices revolving fund established
RSMo 407.140
Processing services agreements, required disclosures
RSMo 407.1400
Applicability
RSMo 407.1370
Legal information, not legal advice. Always confirm with the official source at revisor.mo.gov.