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Consumer Protection
RSMo 407.635effective 28 Aug 1991

Definitions

In plain English

This part of the law sets up definitions for words used in rules about credit services businesses. A 'buyer' is a person who buys or is asked to buy services from a credit services company. A 'consumer reporting agency' is a business that collects and shares credit information about people, as defined by federal law. An 'extension of credit' is when someone is allowed to borrow money or delay paying a debt, mainly for personal or home-related reasons.

Word-for-word law

407.635. Definitions. — As used in sections 407.635 to 407.644, the following words and phrases shall mean:

(1) "Buyer", an individual who is to purchase or who purchases the services of a ;

(2) "" has the meaning by section 603(f) of the , 15 U.S.C. Section 1681a(f);

(3) "", the right to payment of debt or to incur debt and defer its payment offered or granted primarily for personal family or household purposes.

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Source & history notes

(L. 1991 S.B. 112 § 1)

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Legal information, not legal advice. Always confirm with the official source at revisor.mo.gov.

RSMo 407.635: Definitions | KnowMo Laws