Actions
If a credit repair company breaks the rules in this law, the person they harmed can sue them in court. That person can get back at least the money they paid, plus extra money for punishment, and lawyer fees. A lawsuit must be filed within four years of signing the contract. Breaking this law is also a class B misdemeanor, which is a crime. The attorney general can also take the company to court to make them stop.
Classifications stated in the statute. Actual outcomes vary.
407.644. s — — penalties. — 1. (1) A buyer injured by a violation of sections 407.635 to 407.644 may bring an action for recovery of damages. The damages awarded may not be less than the amount paid by the buyer to the , plus reasonable and .
(2) The buyer may also be awarded .
2. The or a buyer may bring an action in a to a violation of sections 407.635 to 407.644.
3. A violation of sections 407.635 to 407.644 is an sections 407.010 to 407.130, and the violator shall be subject to all penalties, and procedures provided in sections 407.010 to 407.130.
4. An action may not be brought under 1 or 3 of this section after four years after the date of the for services to which the action relates.
5. A person who violates any of sections 407.635 to 407.644 is guilty of a .
6. In an action under this section the an under section 407.637 is on the person claiming the exemption.
7. The remedies provided by sections 407.635 to 407.644 are in addition to other remedies provided by law.
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Red section numbers link to that law.
Source & history notes
(L. 1991 S.B. 112 §§ 9 to 15)
Legal information, not legal advice. Always confirm with the official source at revisor.mo.gov.