Full pardon or expungement, certain records not to be reported

610.143. Full pardon or expungement, certain records not to be reported — violations, attorney general's authority — immunity from liability, when — disclosure of expunged offense, when. — 1. Records of arrests, indictments pending trial, and convictions of crimes shall no longer be reported if at any time after a conviction it is learned that a full pardon or expungement has been granted for that conviction, or at any time after an arrest or indictment it is learned that a conviction did not result.

2. In addition to such other remedies as are provided in this section, if the attorney general has reason to believe that any person has violated or is violating this section, the attorney general:

(1) May bring an action to enjoin such violation in any appropriate United States district court or in any other court of competent jurisdiction;

(2) May bring an action on behalf of the residents of the state to recover:

(a) Damages for which the person is liable to such residents under Sections 616 and 617 of 15 U.S.C. Section 1681s as a result of the violation;

(b) In the case of a violation described in any of Paragraphs (1) through (3) of Section 623(c) of 15 U.S.C. Section 1681s, damages for which the person would, but for Section 623(c), be liable to such residents as a result of the violation; or

(c) Damages of not more than one thousand dollars for each willful or negligent violation; and

(3) In the case of any successful action under subdivision (1) or (2) of this subsection, shall be awarded the costs of the action and reasonable attorney fees as determined by the court.

3. Injunctive relief shall be available to any consumer aggrieved by a violation or a threatened violation of this section regardless of whether the consumer seeks any other remedy under this section.

4. An employer, volunteer organization, or landlord who employs, qualifies, or otherwise engages an individual whose criminal history record has been expunged shall be immune from liability for any claim arising out of the misconduct of the individual if the misconduct relates to the portion of the criminal history record that has been expunged, unless such employer, volunteer organization, or landlord failed to exercise reasonable care in determining that the employee does not pose a danger or risk to others.

5. A person granted an expungement shall disclose any expunged offense if the disclosure of such information is necessary to complete any application for employment with any:

(1) Federally insured bank or savings institution or credit union or an affiliate of such institution or credit union for the purpose of compliance with 12 U.S.C. Section 1829 and 12 U.S.C. Section 1785;

(2) Entity engaged in the business of insurance or any insurer for the purpose of complying with 18 U.S.C. Section 1033, 18 U.S.C. Section 1034, or other similar law that requires an employer engaged in the business of insurance to exclude applicants with certain criminal convictions from employment; or

(3) Entity authorized to receive and utilize closed criminal history records under section 610.120, including but not limited to law enforcement.