When someone needs to prove they can pay for car accident damages, they can do it a few different ways: show proof of insurance, file a bond, deposit money or securities with the state, or prove they can cover costs themselves. A car cannot stay registered in someone's name if they are required to show this proof but have not done so.
303.160. , how given. — 1. Proof of financial responsibility when required under this chapter with respect to a motor vehicle or with respect to a person who is not the owner of a motor vehicle may be given by :
(1) A as provided in section 303.170 or section 303.180; or
(2) A as provided in section 303.230; or
(3) A as provided in section 303.240; or
(4) A , as provided in section 303.220, supplemented by an agreement by the that, with respect to accidents occurring while the is in force, he pay the same judgments and in the same amounts that an would have been to pay under an if it had issued such a policy to said self-insurer.
2. No motor vehicle shall be or continue to be in the name of any person required to file proof of financial responsibility unless such shall be furnished for such motor vehicle.
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Source & history notes
(L. 1953 p. 569 § 303.180, A.L. 1961 p. 463) (1974) A certificate of self-insurance is not a policy of insurance so as to make holder liable in the same manner as "other valid and collectible insurance". American Family Ins. Co. v. Missouri Power and Light Co. (Mo.), 517 S.W.2d 110.
Related Missouri laws
Proof of responsibility by insurance certificate
RSMo 303.170
Vehicle registration suspended on suspension of license for conviction or bail forfeiture
RSMo 303.150
Motor vehicle liability policy, minimum term, exceptions
RSMo 303.175
Display of false evidence of insurance, penalty, confiscation of false evidence, misdemeanor
RSMo 303.178
Alteration, production or sale of invalid insurance card, misdemeanor
RSMo 303.179
Proof of responsibility by nonresident by insurance certificate, accepted when
RSMo 303.180
Legal information, not legal advice. Always confirm with the official source at revisor.mo.gov.